Health Insurance for College Students & Healthcare for Everybody

Health Insurance for College Students & Healthcare for Everybody

Options for College Students and Health Insurance

The New York Times has information on what to do to make sure your college student is insured.

In a recent article I found on New York Times’s website, “A Maze of Options on Health Insurance for College Students,” I learned that 20% of traditional age college students do not have health insurance.

Also, parents should check their health policies to make sure what the definition of full-time student is, because such a definition may vary, affecting health coverage.

As people lose their jobs, many college students are losing their coverage.
Here is the article: http://bit.ly/F7S2p

I highly recommend reading this article, and doing the follow up this article suggests.

Also, on this page on the left side, you’ll find a podcast of over 10 minutes detailing information about health insurance for college students.

Health Care Centers

Health Care Centers are centers for people who have little or no health insurance. You pay according to your income on a sliding scale.

Some statistics from the website: “In 2008, Health Centers cared for more than 17 million patients, including 3.1 million who received dental services and 678,000 who received mental health care. Health Centers also employ more than 113,000 people in underserved communities and leverage more than $8 billion in other health resources.”

For the story on Health Centers and to locate one near you, http://www.hrsa.gov/ourStories/healthCenter.shtm

I looked up Nashville and Davidson County, Tennessee, and I found 13 such health centers serving the city where I live.

Bolles has Got Your Back

I was in the bookstore, drinking coffee and checking out the latest edition of Richard Nelson Bolles’s 2010 What Color Is Your Parachute?

The most recent edition of this perennial job-hunting classic deals with how to find a job in these difficult times.

On page 11, Bolles gives out three websites for people who have been recently unemployed and need to search for health insurance.

Those websites are
http://www.healthinsuranceinfo.net —from website: “The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all. These Consumer Guides are available at this web site and will be updated periodically as changes in federal and state policy warrant.”

http://www.ehealthinsurance.com -compare health insurance policies, coverages, and rates

http://www.freelancersunion.org —a national membership organization that is free to join and provides health insurance and other benefits to its members. You might check it out if you do some kind of independent work or freelancing.

Who’s Got the 211? Public Resources at Your Fingertips

http://www.211.org/

211 is a national movement to establish 211 as the place to call to find out about free resources in the community.

You can find out about all kinds of resources in your community.

From website: “2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more. Learn more about your local 2-1-1 by looking it up here.”

Information about Healthcare and Other Resources for Nashville and Davidson County, Tennessee, Residents

http://btc.nashville.gov/

Bridges to Care is a program to help the uninsured of Davidson County, Tennessee.

My understanding is you must seek this out before you need medical care, so if you don’t have medical insurance and live in Nashville, Tennessee, seek out this information immediately.

http://www.resourcehouse.com/en/dev/cgi-bin/location.asp

This is a resource database for Nashville, Middle and East Tennessee residents.

The database contains “information on the community services individuals . . . need to sustain and improve their daily lives--health care and childcare, job training, education and recreation, retirement, disability and social service information.”

I found this resource by using the 211 directory above.

Disclaimer: I provide this information to assist you. I am not rendering legal, healthcare, or other advice. I sound like a book and its disclaimer.

These are starting points to assist you in your investigation. This took me a little over two hours to compile and many days of researching.

I hope this information assists you in bettering your life.

Oh, if you enjoy this blog and want to support my efforts in providing such information, feel free to view a copy of my ebook and purchase it if you like:
http://www.scribd.com/doc/22781742/Secret-Method-2-0

Scholarships for the Unemployed and the Young (14-24)

In this current economy, it's good to know that there are retraining opportunities available for people who are unemployed.

In Tennessee, WSMV recently reported how one worker, Alvin Phillips, who had recently been laid off may qualify for a $4,000 scholarship to go to college or a technical school.

Worker retraining programs are getting recent stimulus money, encouraging workers laid off to strengthen their skills or change careers, especially in fields like technology, health care, and transportation.

Story and video are here: http://www.wsmv.com/money/19304876/detail.html

Money for this program are being administered through One Stop Career Centers. The one mentioned in the story, the Nashville Career Advancement Center, can be found here: http://www.ncacworkforce.org/

Besides money for training, there is also money for youth employment. For example, in Tennessee, there are 11,639 jobs available for disadvantaged youth between the ages of 14 and 24.

This chart reflects the money and general criteria for those who qualify:
http://www.tn.gov/labor-wfd/EconomicFunding.html

What if you are not in Tennessee?

Your friendly neighborhood ScholarshipMan has done the heavy lifting.

Here is a news release from the US Department of Labor describing how about $3.5 billion will be used to "help Americans get back to work through the national network of One-Stop Career Centers": http://tinyurl.com/dcmn3p

To locate service centers in your state, I have pulled out the pertinent information from the article: "Americans can access these services through the national network of One-Stop Career Centers. To find a local One-Stop Career Center, visit http://www.servicelocator.org or call 877-348-0502 or TTY 877-348-0501. Online resources to support job searches, career exploration and planning for education and training can be found at http://careeronestop.org."

Please share this information with everybody you know.