Wednesday, November 25, 2009

Health Insurance for College Students & Healthcare for Everybody

Health Insurance for College Students & Healthcare for Everybody

Options for College Students and Health Insurance

The New York Times has information on what to do to make sure your college student is insured.

In a recent article I found on New York Times’s website, “A Maze of Options on Health Insurance for College Students,” I learned that 20% of traditional age college students do not have health insurance.

Also, parents should check their health policies to make sure what the definition of full-time student is, because such a definition may vary, affecting health coverage.

As people lose their jobs, many college students are losing their coverage.
Here is the article:

I highly recommend reading this article, and doing the follow up this article suggests.

Also, on this page on the left side, you’ll find a podcast of over 10 minutes detailing information about health insurance for college students.

Health Care Centers

Health Care Centers are centers for people who have little or no health insurance. You pay according to your income on a sliding scale.

Some statistics from the website: “In 2008, Health Centers cared for more than 17 million patients, including 3.1 million who received dental services and 678,000 who received mental health care. Health Centers also employ more than 113,000 people in underserved communities and leverage more than $8 billion in other health resources.”

For the story on Health Centers and to locate one near you,

I looked up Nashville and Davidson County, Tennessee, and I found 13 such health centers serving the city where I live.

Bolles has Got Your Back

I was in the bookstore, drinking coffee and checking out the latest edition of Richard Nelson Bolles’s 2010 What Color Is Your Parachute?

The most recent edition of this perennial job-hunting classic deals with how to find a job in these difficult times.

On page 11, Bolles gives out three websites for people who have been recently unemployed and need to search for health insurance.

Those websites are —from website: “The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all. These Consumer Guides are available at this web site and will be updated periodically as changes in federal and state policy warrant.” -compare health insurance policies, coverages, and rates —a national membership organization that is free to join and provides health insurance and other benefits to its members. You might check it out if you do some kind of independent work or freelancing.

Who’s Got the 211? Public Resources at Your Fingertips

211 is a national movement to establish 211 as the place to call to find out about free resources in the community.

You can find out about all kinds of resources in your community.

From website: “2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more. Learn more about your local 2-1-1 by looking it up here.”

Information about Healthcare and Other Resources for Nashville and Davidson County, Tennessee, Residents

Bridges to Care is a program to help the uninsured of Davidson County, Tennessee.

My understanding is you must seek this out before you need medical care, so if you don’t have medical insurance and live in Nashville, Tennessee, seek out this information immediately.

This is a resource database for Nashville, Middle and East Tennessee residents.

The database contains “information on the community services individuals . . . need to sustain and improve their daily lives--health care and childcare, job training, education and recreation, retirement, disability and social service information.”

I found this resource by using the 211 directory above.

Disclaimer: I provide this information to assist you. I am not rendering legal, healthcare, or other advice. I sound like a book and its disclaimer.

These are starting points to assist you in your investigation. This took me a little over two hours to compile and many days of researching.

I hope this information assists you in bettering your life.

Oh, if you enjoy this blog and want to support my efforts in providing such information, feel free to view a copy of my ebook and purchase it if you like:

Monday, November 23, 2009

Congresswoman Supplies Informative Free Scholarship Ebook and I Sold My First Book!

1. Free Scholarship Ebook

Congresswoman Lucille Roybal-Allard has compiled a Student Resource Guide (including scholarships, internships, fellowships, books, and websites). This resource guide has scholarships listed by monthly deadlines, spring deadlines, monthly deadlines, and no deadlines.

Here it is:

Once you download this book to your desktop, you can see what scholarships have November deadlines. Then, you can click on links to gain more information about that particular scholarship.

Scholarships with deadlines are arranged by month, so you can look at deadlines for December and January. Start investigating those scholarships that apply to you.

Congresswoman Lucille Roybal-Allard also has a valuabe students section on her website. That section is also worth checking out:

2. I Sold my First Book!

I would like to inform you that I have sold my first ebook.

If you want to take a look at my book and purchase a book that can change your life once you start applying the principles, try it out here:

Friday, November 20, 2009

O*Net System--Career Exploration for Free

In researching a presentation I did for a major heathcare organization on scholarships and work opportunities in the heathcare industry, I came across the O*Net System.

I also mention this system in my ebook.

1. O*Net Online System

The O*Net System is the "nation's primary source of occupational information" and stands for Occupational Informational Network.

Basically, you can now go online and found out what will be the projected need and growth for a certain occupation in the next ten years, how much education will that occupation most likely require, and what are the wages for that occupation across the nation, including a breakdown of wages by state and major metropolitan areas.

The wage information is very informative, going beyond the average. Salaries are given in the bottom 10% and 25% (the range for starting salaries), the Median income (the average salary), and the top 75% and 95% range (the salary at the high end). This gives you a more accurate picture of salaries and what to ask for when you get to that stage in the interview process.

2. O*Net Career Exploration Tools

O*Net also provides a set of career exploration tools. Instead of spending hundreds of dollars for career assessment, you can use this free resource.

Here is a description of the tools and the concept behind them from the website:
"The O*NET team has designed a set of self-directed career exploration/assessment tools to help workers consider and plan career options, preparation, and transitions more effectively. They also are designed for use by students who are exploring the school-to-work transition. The assessment instruments, which are based on a "whole-person" concept, include:

O*NET Ability Profiler
O*NET Interest Profiler
O*NET Computerized Interest Profiler
O*NET Work Importance Locator
O*NET Work Importance Profiler

These instruments will help individuals identify their work-related interests, what they consider important on the job, and their abilities in order to explore those occupations that relate most closely to those attributes. Users of the tools may link to the more than 800 occupations described by the O*NET database, as well as to occupational information in CareerOneStop. This allows individuals to make a seamless transition from assessing their interests, work values, and abilities to matching their job skills with the requirements of occupations in their local labor market."

When I look at this system, I am amazed.

This is a resource provided by our federal government. Your tax money paid for this informative and accurate guide.

Go forth and prosper!

Thursday, November 19, 2009

Ebook Has Arrived!

Hello scholarship seekers!

I have just uploaded my ebook, The S.E.C.R.E.T. Method to Winning the Scholarship Game: 55 Secrets for Financing Your College Education at Little or No Cost, on Scribd.

You can see a preview and purchase the book (if you like) at the following link:

You also get a special code, so that when you send me email, I answer your questions first.

Friday, November 13, 2009

Turkeys! Scholarships in November for Humans

I'm very sorry I haven't been keeping up my blogging, but I have been updating my ebook.

I have had several people test the ebook links to make sure they work, so look forward very soon to my ebook release.

Let's get started with some November scholarships.

1. eCornell Entrepreneur Video Contest

Cornell University's College of Engineering is offering a certificate in A Systems Approach to Product and Service Design

"1 winner will win a scholarship for the eCornell Systems Approach to Product and Service Design Certificate program, free of charge (a $3,500 dollar value). Two additional entrants will win 2 free courses each ($1,250 dollar value each)."

Deadline: November 30, 2009

Info here:

2. Many websites for high schools and colleges collect links and information about scholarships that might be of interest to their students.

Of course, these resources are available to us all. I will list a website or two and discuss briefly some of the scholarships I found on them.

There are even more scholarships on these websites that you should access and check out.

This is a list of current scholarships found on Oakland Technical High School's website.

Some I found on this website were

CH2M Hill Scholarship
Deadline: November 20, 2009
Prizes: First prize – $500.00; Second Prize –$300.00; Third Prize - $200.00

Open to seniors in high school interested in pursuing careers in engineering.

3. On the website above, I found out about the MetroPCS Community Scholars Program. I clicked on the link and discovered more information.

Deadline: November 25, 2009
From website: "Awards $2,500 scholarships to high school seniors who plan to continue education in college or university programs. In addition, MetroPCS and Kyocera will award a grand prize scholarship of $25,000 to one lucky finalist.

The MetroPCS Community Scholars Program was founded by MetroPCS to encourage high school students to become involved in volunteer activities that give back to their community, and to help young people pay for a college education."

These scholarships are only open to high school seniors in the MetroPCS areas: Atlanta, Dallas, Detroit, Jacksonville, Las Vegas, Los Angeles, Louisiana, Miami, Orlando, Philadelphia, Sacremento, San Francisco, and Tampa.

4. Also, don't forget the following scholarships I mentioned before in my blog: Vanguard Scholarship Program, Vanguard Women in Information Technology Scholarship Program, and AXA Achievement Scholarship.

Link to blog entry: