Thursday, November 18, 2010

$33,000 in Scholarship Money for November 2010

I have four finds for you this month: KFC Twitter Scholarship is open to high school seniors; the Zinch $1000 “Three Sentence Essay Contest” and Zinch $10,000 Talent Showcase Scholarship is open to high school, college, and international students; and the Discus Awards is open to high school students in grades 9-12.

And at the end of this post, I provide a link to Discus Awards’ list of other scholarships that you can apply for.

$20,000 KFC Twitter Scholarship, Deadline: Nov 26, 2010

If you are a high school senior, then you can twitter your way to $20,000, but you must include the hashtag #KFCScholar in your tweet as well as “why [you] exemplify Colonel Sanders’ commitment to education and enriching [your community], and why [you] are deserving of a college scholarship” in 140 characters or less.

Read the official Kentucky Fried Chicken news release for all the details: http://www.kfc.com/about/newsroom/111610.asp

$11,000 Potential in Scholarships from Zinch

I would advise for the two scholarships below that you create a separate email account strictly for scholarships. Remember to write down your username and password, or email that information to yourself.

1. http://degrees.zinch.com/scholars/weekly

Zinch $1000 “Three Sentence Essay” Scholarship Contest

Every week, Zinch offers a 3 sentence essay contest.

From website, “Write a two to three sentence answer to the question below, fill out the form, and apply to win $1,000.”

The deadline this week is Monday, November 22, 2010.

This scholarship is open to high school, college, and international students.

2. http://degrees.zinch.com/scholars/digital-portfolio.html?source=SC-digital

$10,000 Zinch Talent Showcase Scholarship, Deadline: Nov 30, 2010

This scholarship is open to high school, college, and international students.

From website: “Apply today--it only takes 2 minutes! You will then have until Nov. 30th, 2010 to build your talent showcase. You can upload your poetry, photography, videos, and other artworks to your Zinch profile for a chance to win $10,000. It doesn't just have to be artwork--you can submit pictures of the service project you did, or of the amazing adventures you've had.”

Discus Award, $2000 each month, grades 9-12, Deadline: Nov 30, 2010

http://www.discusawards.com/

Discus Awards, open to students in grades 9-12, are awards that honor students who excel in three of 10 possible key attributes: academics, arts, athletics, community service, faith, government, green, technology, work, or other achievements.

From the Discus Awards’ About Page: “Students in grades 9-12 can nominate themselves or their friends, and teachers, counselors, and parents can nominate a high school student they know. Nominations are free, and will be accepted at www.DiscusAwards.com and soon on Facebook. It’s simple. Nominees pick three attributes, write a short blurb for each one, and provide a reference. Students are encouraged to go the extra mile with photos and videos illustrating their accomplishments. A judging panel of education professionals will review the nominations and name the winners.”

Also, the Discus Awards lists several scholarships that many students can apply for.
http://www.discusawards.com/list-of-scholarships

Good luck, and tell me if you win any of these scholarships, so we can share your success to encourage others.

Friday, September 17, 2010

3rd Annual Life Lessons Essay contest--$3,000 and a trip to New York

3rd Annual Life Lessons Essay contest--$3,000 and a trip to New York

I wanted to alert you to this essay contest. The deadline is Sept. 24, 2010.

From website: “Finish this sentence: “I never thought I’d. . .”

Have you ever taken a huge, surprising risk? Did you climb a mountain? Go back to school? Get married (again)? Tell us about it: Enter Real Simple’s Third-Annual Life Lessons Essay Contest and you could have your essay published in Real Simple; win round-trip tickets for two to New York City, hotel accommodations for two nights, tickets to a Broadway play, and a lunch with Real Simple editors; and receive a prize of $3,000.”

For guidelines and examples of the last 2 essays, http://tinyurl.com/kk5ajx

Monday, September 13, 2010

Fall 2010 Television Writers Program for Hispanic Writers

Fall 2010 Television Writers Program for Hispanic Writers

If you are not aware, the deadline for the Fall 2010 Television Writers Program geared toward Hispanics has been extended to September 20.

Details here: http://nhmc.org/writersprogram

For other programs offered by ABC/ Walt Disney Television for those interested in writing, directing, acting, and production, check out http://www.abctalentdevelopment.com/index.html

Thursday, September 9, 2010

$21,000 for Drawing or Writing, and Colleges to Make You Rich

$21,000 for Drawing or Writing—Deadlines in Sept

For those who want to pay for college without going further into debt, I wanted to alert you to two possibilities.

1. http://www.redvines.com/drawingcontest.html

Red Vines Drawing Contest–$20,000 or more, Deadline: Sept. 30, 2010

For the artistic types, check out this contest where your ability to draw is what helps you win.

You have to be a legal resident of the 50 United States or Washington, D.C., who are 6 years of age or older. Minors are required to get the consent of a parent or legal guardian.

The three age groups for this contest: kids (6-12), teens (13-18), and adults (19+).

The first place in each age group is $2,500 Educational Scholarship and a Red Vines Prize Pack or $2,500 Visa Gift Card and a Red Vines Prize Pack.

Check the above link for more details.

2. http://www.scholarshipexperts.com/apply.htx#shout

Shout It Out Scholarship—5 awards of $1,000 each, Deadline: Sept. 30, 2010

You create a profile at http://scholarshipexperts.com and then answer the question, ”If you could say one thing to the entire world at once, what would it be and why?” in 250 words or less.

Colleges to Make You Rich

http://tinyurl.com/2anlp5x

A recent article of Forbes.com by Natalie Doss lists colleges that help their students from all kinds of background prosper after they graduate.

Doss writes, “Our list doesn't just rank the schools where graduates make the most money. Instead, we're interested in schools that raise their students above salary expectations. These are the colleges who can take a group of students that, statistically speaking, shouldn't go on to earn much, and help them beat the odds and make big bucks.”

Why don’t you read the article and tell me what you think?

Tuesday, August 24, 2010

Up to $53,000 Available in Scholarships

Here are several scholarships with approaching deadlines.

They are open to either high school students or college students or both.

If you are a college student, tell your brothers, sisters, friends, and others about the ones for high school.

If you are a high school student, tell your brothers, sisters, friends, and others about the ones for college.

This way, the good you do in the world can return to you.

1. http://www.levistuition.com/

Levi’s / JCPenny $50,000 College Tuition

You choose to give the money to yourself, a friend, or a loved one.

NO PURCHASE NECESSARY. Open to U.S. residents age 13 and older.
Sweepstakes ends 9/6/2010.

2. http://www.scholarshipexperts.com/apply.htx#do-over

“Do Over” $1000 Scholarship

Five scholarships of $1,000 each, Deadline: Aug. 31, 2010

From website: “Do Over’ Scholarship 2010

ScholarshipExperts.com is again offering the ‘Do Over’ Scholarship and will award five scholarships of $1,000 each. Applicants must:

Be thirteen (13) years of age or older at the time of application

Be legal residents of the fifty (50) United States or the District of Columbia

Be currently enrolled (or enroll no later than the fall of 2016) in an accredited post-secondary
institution of higher education

Submit an online short written response (250 words or less) for the topic:
“If you could get one ‘do over’ in life, what would it be and why?”

You must create a profile at http://www.scholarshipexperts.com/ in order to enter. By creating a profile, you learn about other scholarships you are eligible for.

3. http://www.discusawards.com/list-of-scholarships

Discus Awards’ List for College Scholarships

This list includes scholarships open to students in high school and some in college.

Discus Awards is open to high school students and a $2,000 scholarship is offered every month.

From website: “Eligibility: Open to all high school students

Deadline: August 31, 2010

Amount: $2,000

The Discus Awards, which rewards all-around high school students for their achievements in a variety of attributes, offers a $2,000 scholarship to one of its winners each month of the school year.

Nominations must be received by the last day of the current month to be eligible for the following month's scholarship so nominate yourself now for an award and scholarship.
The Discus Awards scholarship rewards total $20,000 each year.”

There are several more scholarships on this page you may apply for. Check them out.

Friday, August 6, 2010

$50,000 Educational Grant—Dollar General Literacy Rocks Essay Contest, Deadline: Aug. 30, 2010

$50,000 Educational Grant—Dollar General Literacy Rocks Essay Contest, Deadline: Aug. 30, 2010


Yes, the ScholarshipMan is back!


I’m revising my book, and I’ll have a special offer in a few weeks for those who want to buy my book and learn how to find money and go to school debt-free.

You can enter the Dollar General READiscover your Love of Learning Literacy Rocks Essay Contest.

You must write an essay in 200 words or less on the following: “Tell us your story of how reading and education have brought you closer to fulfilling your dreams in 200 words or less. The essay must be based on actual events.”

One Grand Prize of a $50,000 Educational Grant and Grand Ole Opry Weekend, hosted by Gretchen Wilson.

Five first prizes of $5,000 Educational Grants.

The essay contest ends at 11:59:59 PM (EDT) 8/30/10, or 10:59: 59 PM in the Central Time Zone.

More details here: http://www.dollargeneral.com/Promotions/Pages/essay_contest.aspx

You can only enter once. Multiple submissions are not allowed.

Tuesday, May 11, 2010

$9,000 worth of scholarships and more

I am sorry I have been not updating. To make up for time, here are some great opportunities.

1. ScholarshipExperts.com is once again offering several scholarships for 2010.

http://www.scholarshipexperts.com/apply.htx

The first scholarship is $1000 and involves writing up to a 250 word response to the question, “If you could have one superpower, what would it be and how would you use it?” Deadline is June 30, 2010.

The second scholarship is $1,000 “Do Over” Scholarship with a deadline of August 31, 2010.

There are 5 scholarships offered for 2010, including a $5,000 “Education Matters” scholarship with a deadline of October 31, 2010.

All require you create a profile at ScholarshipExperts.com, mentioned as one of the best scholarship search engines by Forbes.com.

2. 2010 Big Sun Scholarship, Deadline: June 24, 2010; Award:$500

http://www.uarts.edu/images/development/Big_Sun_Scholarship.pdf

Answer a short essay question, “How has your participation in sports affected the person you are becoming?”

Open to student athletes, high school seniors or those attending a post secondary institute.
3. Scholarships Found on other Websites

http://www.uarts.edu/admission/scholarshipbb.html

An art college scholarship bulletin board with several interesting scholarships; I found the 2010 Big Sun Scholarship on this one.

http://www.eastchance.com/index.asp

I found several interesting scholarships on this website.

Wednesday, April 14, 2010

Search over 60,000 scholarships using MyCollegeOptions.org

Search over 60,000 scholarships using MyCollegeOptions.org

http://www.mycollegeoptions.org/

I stumbled upon MyCollegeOptions.org, which is a pretty substantial website to assist you in your college and scholarship search, helping you to go to college debt-free.

According to its website, MyCollegeOptions.org “is a comprehensive, free online college planning service that is a division of the National Research Center for College & University Admissions. NRCCUA is a non-profit education research organization based in Lee's Summit, MO. For over 38 years, NRCCUA has conducted the largest nationwide survey of high school students, which serves as a communications link between college-bound high school students and public and private colleges and universities.”

Scholarship Search at MyCollegeOptions.org

http://www.mycollegeoptions.org/scholarship-advanced-search.aspx

You can search from a list of over 60,000 scholarship matches by location, major, ethnicity, and religion.

For more advanced searches, you can register at the website.

Admissions Advice Blog

http://notjustadmissions.com/

Dr. Andrew Flagel has also paired with MyCollegeOptions.org to offer admissions advice.

According to a press release, “Flagel is a leader in using technology and social media to communicate with students about the college planning process and increase college access among underserved student populations. He has been a blogger for many years, bringing humor and often blunt and biting views on college admissions to his audience.”

Tuesday, April 6, 2010

$25,000 AFLAC 10 Second Challenge, $50,000 Free Enterprise Video Contest

$25,000 AFLAC 10 Second Challenge, $50,000 Free Enterprise Video Contest

http://www.aflac.com/10seconds/

Recently, you may have noticed a commercial on TV in which the Aflac insurance company challenges you to make a 10 second commercial explaining Aflac insurance.

Grand Prize: $25,000; three $1,000
Deadline: Ends on 4/18/10 at 11:59:59 P.M., ET

Information in quotation marks comes from the website:

1. “Make a video summarizing what Aflac does in 10 seconds or less, but keep the total video length under two minutes.”

2. Upload the video at the appropriate websites.

3. “Tell your friends, your neighbors, your mail carrier, everyone. The more votes you get, the closer you are to $25,000 and a custom You Don't Know Quack showboard . . . Three runners up will receive $1,000.”

4. “Open only to eligible legal residents of the 50 United States and District of Columbia who are at least 18 years of age as of date of entry. Residents of Puerto Rico are not eligible to enter or win.”

Other Video Contests & Competitions

http://vidopp.com/

I discovered a blog that list other video contests and competitions. You can use any money from these competitions to go toward paying for college debt-free.

For example, here is one competition I found on this blog:

http://www.freeenterprise.com/

I am Free Enterprise Video Contest

Awards: First Place, $50,000; Second Place, $30,000; Third Place, $20,000
Deadline: received by Friday, April 9, at 6 p.m. EDT

Eligibility: “This Contest is open to all individuals who are business owners, aspiring business owners, or entrepreneurs. You must be a legal resident of the fifty (50) United States or the District of Columbia. You must have reached the age of majority in the state where you reside as of the start date of this Contest.”

Other criteria: “You must create one (1) original video no longer than three (3) minutes in length . . . Create a video explaining what free enterprise means to you – the successful launch of a business, the invention of an innovative product, or how your idea will generate new jobs to boost the economy.”

Read all the rules and eligibility guidelines.

Tell me about your adventures with these competitions.

Monday, March 15, 2010

Scholarships for Those in Foster Care, Legally Blind, or Interested in the Automotive Field

I have listed three scholarships for your information, and at the end, I include a secret of how to use google to find other scholarships that you can apply for.

1. http://orphan.org/index.php?id=30

Casey Family Scholars Scholarship, Foster Care To Success Scholarship, 2010-11 Casey Family Graduate Scholarship

Deadline: online application, midnight March 31, 2010

From website: “These scholarships are awarded based on a combination of merit and need, and funding levels are determined based on cost of attendance and other resources.”

“Applicants must...

1. Have been in foster care for one consecutive year at the time of their 18th birthday OR have been adopted or taken into legal guardianship out of foster care or upon the death of their parents after their 16th birthday OR have lost both parents to death before the age of 18 and not been subsequently adopted or taken into legal guardianship.

2. Be enrolled in or accepted into an accredited post-secondary program at the undergraduate level (university, college, community college or vocational/technical institute.)

3. Be under the age of 25 on March 31, 2010.

4. Have been in foster care or orphaned while living in the United States. U.S. citizenship is not required.”

There are several more programs available from the Orphan Foundation of America. Look around its website: http://orphan.org/index.php

Look under Programs.

2. http://www.nfb.org/nfb/scholarship_program.asp

National Federation of the Blind 2010 Scholarship Program, up to 30 scholarships, ranging from $3,000 to $12,000

Deadline: March 31, 2010

3. http://www.castrolsyntec.com/CastrolScholarship-2010.aspx

The Eric Medlen Automotive Scholarship, $10,000; $5,000 or $2,500; Deadline: before April 30, 2010

From website: “The Eric Medlen Automotive Scholarship powered by Castrol SYNTEC awards aspiring auto technicians, ages 16-25, with scholarships to pursue education in the automotive field . . . tell us in 500 words or less why you should win the Eric Medlen Automotive Scholarship powered by Castrol SYNTEC.”

To find more scholarships, go to http://www.google.com and type in the search field, scholarship March 31 2010.

Then, you can find scholarships with deadlines of March 31, 2010 (where do you think I found scholarships 1 and 2?)

I would also suggest typing in the search field, scholarship March 31 or scholarships March 31 or scholarships March 31 2010.

Thursday, February 25, 2010

Scholarships Galore! Deadlines in Feb, March, April

Scholarships Galore! Deadlines in Feb, March, April



AARP Foundation Women’s Scholarship Program, Deadline: March 31, 2010

From website: ”Who is eligible to apply? To be eligible for the scholarships, applicants must be:
Women
Age 40 or over by March 31, 2010
U.S. Citizens
Able to demonstrate financial need
Enrolled in an accredited school or technical program in the U.S., within 6 months of the scholarship award date."

Also, included on this website is free 43 page ebook entitled, Back-to-School Financing Guide: A Financial Guide Book for Midlife and Older Women Seeking Education and Training.



Community Foundation of Middle Tennessee (CFMT) Scholarships, Deadline: March 15, 2010

CFMT administers several scholarships for the local Middle Tennessee community. Look at some of the following scholarships offered, especially at the Jerry Newson Scholarship, Drue Smith/Society of Professional Journalists Scholarship, Emmett H. Turner Scholarship, Teddy Wilburn Scholarship, The Woman's Club of Nashville Scholarship, and John W. Work III Memorial Foundation Scholarship.

Some of these are very specific, pertaining to what high school you went to, what county you resided, and what particular university you are attending.

Explore them all to see which pertains to you.



2010 Tylenol Scholarship Program, Deadline: May 14, 2010

From website: “Now in its 18th year, the TYLENOL® Scholarship program helps students getting a healthcare-related education manage the rising costs of education.

This year, we’ll be awarding $250,000 in scholarships to forty students based on leadership qualities and performance. We encourage any student who is pursuing a career in healthcare to apply.

Additional scholarship details:
Scholarships awarded to students pursuing healthcare-related education.
Ten students will be awarded $10K scholarships
Thirty students will receive $5K grants”



$1,000 Gen and Kelly Tanabe Scholarship, Deadline: July 31, 2010



Scholarship Opportunities and Other Possibilities


I do not have time to write up and analyze every scholarship opportunity that I find. Below you will find scholarships I haven’t had time to investigate fully, but there are wonderful opportunities if you are willing to do the research.

Some of these deadlines are in the next day or two.

1. http://www.girlsgoingplaces.com/

Girls Going Places Entrepreneurship Program. Deadline: Feb 26, 2010


American Cancer Society Cancer Survivor College Scholarship Program—various scholarships are listed in this article


Scholarship America—Available Scholarships; various deadlines: Feb. 15, 2010; April 15, 2010; Feb. 25, 2010; Mar 10, 2010, and more


Nationally Coveted College Scholarships, Graduate School Fellowships & Postdoctoral Awards


Jack Kent Cooke Foundation


Golden Key International Honour Society Scholarships & Awards


Orphan Foundation of America programs and scholarships (foster care)


Rotary International—opportunities for students and youth


Glamour's Top 10 College Women Competition. Deadline: Dec 1, 2010


Article at Scholarships.com about Scholarships for Women


Article about scholarships for Tennessee residents


VFW $30,000 Voice of Democracy Scholarship, Deadline: Nov. 1, 2010


VFW $10,000 Patriot’s Pen Essay Contest, Deadline: Nov. 1, 2010

Deadlines Passed

Deadlines already passed, but you can check them out for next year and prepare


Gates Millennium Scholars Program—you can study the requirements for next year


KFC Colonel’s Scholars Program—class of 2011, process begins Dec. 1, 2010


Coca-Cola Scholars Foundation


A list of all AXA Achievement Scholarships and programs; to register and learn about when the 2011 AXA Achievement Scholarship becomes available, click here: http://www.axa-scholarship.com/


Vegetarian Scholarship—open to high school seniors who are living the vegetarian lifestyle; Deadline: Feb. 20, 2010


AXA Achievement Community Scholarship Program, Deadline: Feb. 15, 2010

Friday, February 12, 2010

FAFSA Survival Guide, Part 2

This is the second part of the FAFSA Survival Guide.

1. http://studentaid.ed.gov/PORTALSWebApp/students/english/publications.jsp

Federal Student Aid Publications

Several good publications are available in PDF format, informing students and parents on how to file the FAFSA, how to choose a college or career, and how to avoid student loan scams.

Of particular interest to those who have students in middle and junior high schools is a publication called My Future, My Way: How to Go, How to Pay—A Workbook for Students in Middle and Junior High Schools.

Also on this page is the publication, Closed School Guide for Students, which details what students should do if their school suddenly closes and they are not through with their program.

Another publication, Loan Forgiveness for Public Service Employees, can make some interesting reading.

2. http://www.kiplinger.com/features/archives/2009/01/avoid-student-aid-traps.html

Kiplinger's Personal Finance Magazine web site has a great article entitled, "11 Student-Aid Traps to Avoid," which would make for timely reading: 3.

3. http://www.kiplinger.com/magazine/archives/financialaid-form-gets-a-facelift.html

Another Kiplinger article, “Financial-Aid Form Gets a Facelift: The new FAFSA is shorter, more helpful and less confusing”:

4. http://www.fafsaonline.com/fafsa-guide-ebook.php


FAFSA Guide eBook – Line By Line FAFSA Help! If you look at the endorsements, this ebook comes highly recommended!


Choosing a Major May be More Important
Than Your College

According to Marc Scheer, author of No Sucker Left Behind: Avoiding the Great College Rip-Off, what major you choose may have more of an impact on your starting salary than the college you attend: “An interesting quirk of college pricing is that every ‘major’ (area of academic concentration) within a school usually costs the same price(even after financial aid is considered)—but different majors lead to different salaries . . . in fact, students’ choice of major has more of an impact on their salaries than where they go to college, and this has been supported in various research studies.”

I highly recommend Marc Scheer’s No Sucker Left Behind. The book has several strategies to maximize your value in searching for a college.

Wednesday, February 10, 2010

College Goal Sunday and FAFSA 2010-2011 Survival Guide, Part 1

BoldCollege Goal Sunday

College Goal Sunday is Sunday, Feb. 14, a program which occurs in all 50 states, where financial counselors will help you fill out your FAFSA (Free Application for Free Student Aid).

To learn where in your state you can get help and when, click here: http://collegegoalsundayusa.org/

In Tennessee, College Goal Sunday starts at 2 pm. More details here: http://www.tn.gov/collegegoalsunday/

FAFSA 2010-2011 Survival Guide, Part 1

Students can go to Free Application for Federal Student Aid (FAFSA) online and apply. If you apply online, the process is faster.
Also, students and parents can receive assistance in completing the FAFSA online by calling 1-800-801-0576.
Since this is a government website, .gov will be in the web address. Any .com in the web address will charge you money and is a rip-off, and that .com is not associated with the federal government.

2. http://studentaid.ed.gov/PORTALSWebApp/students/english/fafsa.jsp
Information about filling out the FAFSA on the web

3. http://studentaid.ed.gov/students/publications/completing_fafsa/index.html
Information about completing the FAFSA can be found here, including the PDF versions of the Dept. of Education's Completing the FAFSA, 2010-2011.
On Friday, I will list more resources in FAFSA 2010-2010 Survival Guide, Part 2

Wednesday, February 3, 2010

Have the Federal Government Pay Back your Student Loans?

I have been reading Lynnette Khalfani’s Zero Debt for College Grads: From Student Loans to Financial Freedom.

I highly recommend you look into her book, either by buying it or checking it out from your library.

Ms. Khalfani writes this about the Federal Student Loan Repayment Plan: “Under the Federal Student Loan Repayment Plan, the government allows any federal agency to repay your FFEL, direct, Perkins, or HEAL loans in order to attract or retain highly qualified workers in the federal government. Interestingly, each agency sets its own definition of highly qualified.”

She points out that the Office of Personnel Management (OPM) is the best source to learn about this program.

Here I provide you with a direct link to the Student Loan Repayment Program Fact Sheet: http://www.opm.gov/oca/pay/studentloan/index.asp

Office of Personnel Management: http://www.opm.gov/

Ms. Khalfani also tells where you can find a listing of “all federal departments and agencies in America”; the link has slightly changed since the publication of her book. Instead of firstgov.gov, it is now usa.gov.

Here is the new link: http://www.usa.gov/Agencies/Federal/All_Agencies/index.shtml

For a thorough discussion of this program and places that you can work, including independent agencies--such as AmeriCorps, CIA, or Export-Import Bank of the United States (ExIm)—or quasifederal agencies—such as Legal Services Corporation (LSC) or the Smithsonian Institution, I highly recommend you read the section of Ms. Khalfani’s book, “Repayment Assistance Programs Nobody Told You About” in Chapter 9, Eliminate Student Loans with Loopholes: Qualify for Loan Cancellation or Get Others to Pay.

My next entry will be FAFSA 2010-2011, A Survival Guide, Part 1.

Wednesday, January 27, 2010

“Danger of Debt” Contest--$1000, Jan. 31 deadline

I subscribe to the Consumers Union newsletter, and I learned about this organization’s “Danger of Debt” Contest.

From the newsletter: “We know you’re furious about the recent wave of credit card interest rate hikes – especially since it appears the banks did them to beat a new February law that will crack down on their abusive tactics.

What better way to channel your anger than to capture it in your own drawing, cartoon, photograph or other image – and possibly win $1,000! That should help pay off those bills!

Consumers Union’s “Dangers of Debt” contest is returning again this year to highlight unfair credit and lending tactics, and you have until Jan. 31 to submit your entry. Put your passion to work and help us spread the word about bringing some common sense reforms to credit and lending practices in the United States.”

Here is the link to the contest and its details: http://wildfireapp.com/website/6/contests/15558