Wednesday, December 30, 2009

Deadlines near—Apply today! $36,000 Potential in Scholarships

I am writing this entry from the Italian Market ( in Nashville, Tennessee, a great place to eat authentic Italian food, drink coffee, and compose blog entries using their high speed access.

I wanted to let you know about these opportunities before they slipped away.

1. Scholarship Program

Amount: $5,000 (one); $1,000 (four given)

Deadline: Dec 31, 2009

Criteria: From article: “The Scholarship Program encourages students to offer innovative ideas and solutions to ‘solve the foreclosure crisis’ in the form of an essay. Essay submissions must be between 1,000 and 2,500 words and all accepted freshman and enrolled under-graduate and graduate students are eligible to apply. First place prize is $5,000 and second through fifth place will be awarded $1,000 each.”

Other info: This Fastweb article contains a direct link to the competition.

2.’s “Top Ten List” Scholarship

Amount: $1,000; 5 scholarships

Deadline: Dec 31, 2009

Criteria: Open to almost everybody, age 13 or above, legal residents of the 50 United States or DC, and currently enrolled (or enrolled no later than 2014) in an accredited post-secondary institution

Other info: Create a profile at and answer the following in 250 words or less: “Create a ‘top ten list’ of the craziest or most unique scholarships you have heard of, and briefly describe each scholarship. Note: The awards may be real or fictional.”


Talbots Women’s Scholarship Fund

Amount: $30,000 (one)
$15,000 (up to 10)

More details: “Up to ten (10) scholarships of $15,000 and one (1) $30,000 scholarship will be awarded. Only applicants seeking a bachelor's degree are eligible to receive the Nancy Talbot Scholarship Award. Awards are one-time only, are not renewable, and are paid in U.S. currency.
Awards are for undergraduate study only.”

Deadline: 11:59 p.m., January 2, 2010

Criteria: “Applicants to the Talbots Scholarship Foundation must:

• Be women currently residing in the United States or Canada;
• Be women who earned a high school diploma or their GED on or before September 2000;
• Be enrolled or planning to enroll in a full- or part-time undergraduate course of study at an accredited two-, three- or four-year college, university or vocational-technical school in the United States or Canada;
• Be attending the full 2010-11 academic year and receiving a degree no earlier than May 2011; and
• Have at least two semesters (24 credit hours or more) remaining to complete an undergraduate* degree as of the beginning of the 2010 fall academic term.

Only the first 5,000 eligible applications submitted will be processed.”

All quotation marks represent text taken directly from their respective websites.

I hope this information helps you, and share your success.

If you wish help in finding scholarships and internships, use the method outlined in my new ebook, now available on Scribd:

Monday, December 14, 2009

6 Athena Scholarship Awards--$21,000 for Women at Stake

6 Athena Scholarship Awards--$21,000 for Women at Stake

The deadline is approaching for the 2010 Athena Award & Scholarship Program: Friday, December 18, 2009.

There are six categories that women of various ages and stages of life can apply.

Category 1—Traditional: Two scholarships are available for female high school seniors “graduating from public or private high schools located in Davidson and contiguous counties in the amount of up to $5,000 for first place and up to $2,500 for second place.”

At stake: $5,000, $2,500

There are four different types of non-traditional scholarships available.

Category 2—Non-traditional scholarships “will provide two scholarships in the amounts of $5,000 and $2,500 presented to women who have chosen to pursue an associate or bachelors degree later in life.”

At stake: $5,000, $2,500

Category 3—“Non-Traditional Women in Technology of Tennessee (WiTT) provides a $3,000 scholarship to a woman currently in the workforce who has chosen to pursue a degree in science, technology, engineering or research field.”

At stake: $3,000

Category 4—A “3,000 scholarship to a woman currently in the workforce who has chosen to pursue a degree in a healthcare related field.”

If you are a non-traditional candidate, you can apply to category 2 and either to category 3 or 4, with each application reviewed separately.

You must also write an essay of 300 words or less based on the ATHENA story: “What is the greatest gift you have to give and to whom would you give it?”

Each category has its specific guidelines and criteria. Please read all information to see if you qualify . . . and then apply.

More information:

Wednesday, November 25, 2009

Health Insurance for College Students & Healthcare for Everybody

Health Insurance for College Students & Healthcare for Everybody

Options for College Students and Health Insurance

The New York Times has information on what to do to make sure your college student is insured.

In a recent article I found on New York Times’s website, “A Maze of Options on Health Insurance for College Students,” I learned that 20% of traditional age college students do not have health insurance.

Also, parents should check their health policies to make sure what the definition of full-time student is, because such a definition may vary, affecting health coverage.

As people lose their jobs, many college students are losing their coverage.
Here is the article:

I highly recommend reading this article, and doing the follow up this article suggests.

Also, on this page on the left side, you’ll find a podcast of over 10 minutes detailing information about health insurance for college students.

Health Care Centers

Health Care Centers are centers for people who have little or no health insurance. You pay according to your income on a sliding scale.

Some statistics from the website: “In 2008, Health Centers cared for more than 17 million patients, including 3.1 million who received dental services and 678,000 who received mental health care. Health Centers also employ more than 113,000 people in underserved communities and leverage more than $8 billion in other health resources.”

For the story on Health Centers and to locate one near you,

I looked up Nashville and Davidson County, Tennessee, and I found 13 such health centers serving the city where I live.

Bolles has Got Your Back

I was in the bookstore, drinking coffee and checking out the latest edition of Richard Nelson Bolles’s 2010 What Color Is Your Parachute?

The most recent edition of this perennial job-hunting classic deals with how to find a job in these difficult times.

On page 11, Bolles gives out three websites for people who have been recently unemployed and need to search for health insurance.

Those websites are —from website: “The Georgetown University Health Policy Institute has written A CONSUMER GUIDE FOR GETTING AND KEEPING HEALTH INSURANCE for each state and the District of Columbia — fifty-one in all. These Consumer Guides are available at this web site and will be updated periodically as changes in federal and state policy warrant.” -compare health insurance policies, coverages, and rates —a national membership organization that is free to join and provides health insurance and other benefits to its members. You might check it out if you do some kind of independent work or freelancing.

Who’s Got the 211? Public Resources at Your Fingertips

211 is a national movement to establish 211 as the place to call to find out about free resources in the community.

You can find out about all kinds of resources in your community.

From website: “2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more. Learn more about your local 2-1-1 by looking it up here.”

Information about Healthcare and Other Resources for Nashville and Davidson County, Tennessee, Residents

Bridges to Care is a program to help the uninsured of Davidson County, Tennessee.

My understanding is you must seek this out before you need medical care, so if you don’t have medical insurance and live in Nashville, Tennessee, seek out this information immediately.

This is a resource database for Nashville, Middle and East Tennessee residents.

The database contains “information on the community services individuals . . . need to sustain and improve their daily lives--health care and childcare, job training, education and recreation, retirement, disability and social service information.”

I found this resource by using the 211 directory above.

Disclaimer: I provide this information to assist you. I am not rendering legal, healthcare, or other advice. I sound like a book and its disclaimer.

These are starting points to assist you in your investigation. This took me a little over two hours to compile and many days of researching.

I hope this information assists you in bettering your life.

Oh, if you enjoy this blog and want to support my efforts in providing such information, feel free to view a copy of my ebook and purchase it if you like:

Monday, November 23, 2009

Congresswoman Supplies Informative Free Scholarship Ebook and I Sold My First Book!

1. Free Scholarship Ebook

Congresswoman Lucille Roybal-Allard has compiled a Student Resource Guide (including scholarships, internships, fellowships, books, and websites). This resource guide has scholarships listed by monthly deadlines, spring deadlines, monthly deadlines, and no deadlines.

Here it is:

Once you download this book to your desktop, you can see what scholarships have November deadlines. Then, you can click on links to gain more information about that particular scholarship.

Scholarships with deadlines are arranged by month, so you can look at deadlines for December and January. Start investigating those scholarships that apply to you.

Congresswoman Lucille Roybal-Allard also has a valuabe students section on her website. That section is also worth checking out:

2. I Sold my First Book!

I would like to inform you that I have sold my first ebook.

If you want to take a look at my book and purchase a book that can change your life once you start applying the principles, try it out here:

Friday, November 20, 2009

O*Net System--Career Exploration for Free

In researching a presentation I did for a major heathcare organization on scholarships and work opportunities in the heathcare industry, I came across the O*Net System.

I also mention this system in my ebook.

1. O*Net Online System

The O*Net System is the "nation's primary source of occupational information" and stands for Occupational Informational Network.

Basically, you can now go online and found out what will be the projected need and growth for a certain occupation in the next ten years, how much education will that occupation most likely require, and what are the wages for that occupation across the nation, including a breakdown of wages by state and major metropolitan areas.

The wage information is very informative, going beyond the average. Salaries are given in the bottom 10% and 25% (the range for starting salaries), the Median income (the average salary), and the top 75% and 95% range (the salary at the high end). This gives you a more accurate picture of salaries and what to ask for when you get to that stage in the interview process.

2. O*Net Career Exploration Tools

O*Net also provides a set of career exploration tools. Instead of spending hundreds of dollars for career assessment, you can use this free resource.

Here is a description of the tools and the concept behind them from the website:
"The O*NET team has designed a set of self-directed career exploration/assessment tools to help workers consider and plan career options, preparation, and transitions more effectively. They also are designed for use by students who are exploring the school-to-work transition. The assessment instruments, which are based on a "whole-person" concept, include:

O*NET Ability Profiler
O*NET Interest Profiler
O*NET Computerized Interest Profiler
O*NET Work Importance Locator
O*NET Work Importance Profiler

These instruments will help individuals identify their work-related interests, what they consider important on the job, and their abilities in order to explore those occupations that relate most closely to those attributes. Users of the tools may link to the more than 800 occupations described by the O*NET database, as well as to occupational information in CareerOneStop. This allows individuals to make a seamless transition from assessing their interests, work values, and abilities to matching their job skills with the requirements of occupations in their local labor market."

When I look at this system, I am amazed.

This is a resource provided by our federal government. Your tax money paid for this informative and accurate guide.

Go forth and prosper!

Thursday, November 19, 2009

Ebook Has Arrived!

Hello scholarship seekers!

I have just uploaded my ebook, The S.E.C.R.E.T. Method to Winning the Scholarship Game: 55 Secrets for Financing Your College Education at Little or No Cost, on Scribd.

You can see a preview and purchase the book (if you like) at the following link:

You also get a special code, so that when you send me email, I answer your questions first.

Friday, November 13, 2009

Turkeys! Scholarships in November for Humans

I'm very sorry I haven't been keeping up my blogging, but I have been updating my ebook.

I have had several people test the ebook links to make sure they work, so look forward very soon to my ebook release.

Let's get started with some November scholarships.

1. eCornell Entrepreneur Video Contest

Cornell University's College of Engineering is offering a certificate in A Systems Approach to Product and Service Design

"1 winner will win a scholarship for the eCornell Systems Approach to Product and Service Design Certificate program, free of charge (a $3,500 dollar value). Two additional entrants will win 2 free courses each ($1,250 dollar value each)."

Deadline: November 30, 2009

Info here:

2. Many websites for high schools and colleges collect links and information about scholarships that might be of interest to their students.

Of course, these resources are available to us all. I will list a website or two and discuss briefly some of the scholarships I found on them.

There are even more scholarships on these websites that you should access and check out.

This is a list of current scholarships found on Oakland Technical High School's website.

Some I found on this website were

CH2M Hill Scholarship
Deadline: November 20, 2009
Prizes: First prize – $500.00; Second Prize –$300.00; Third Prize - $200.00

Open to seniors in high school interested in pursuing careers in engineering.

3. On the website above, I found out about the MetroPCS Community Scholars Program. I clicked on the link and discovered more information.

Deadline: November 25, 2009
From website: "Awards $2,500 scholarships to high school seniors who plan to continue education in college or university programs. In addition, MetroPCS and Kyocera will award a grand prize scholarship of $25,000 to one lucky finalist.

The MetroPCS Community Scholars Program was founded by MetroPCS to encourage high school students to become involved in volunteer activities that give back to their community, and to help young people pay for a college education."

These scholarships are only open to high school seniors in the MetroPCS areas: Atlanta, Dallas, Detroit, Jacksonville, Las Vegas, Los Angeles, Louisiana, Miami, Orlando, Philadelphia, Sacremento, San Francisco, and Tampa.

4. Also, don't forget the following scholarships I mentioned before in my blog: Vanguard Scholarship Program, Vanguard Women in Information Technology Scholarship Program, and AXA Achievement Scholarship.

Link to blog entry:

Friday, October 30, 2009

Scholarships for Women

I googled scholarships for women, and I found this great article at

One scholarship mentioned in the article is the Guardian Girls Going Places Entreneurship Award, open to girls ages 12-18. From article: "Guardian grants a total of $30,000 in scholarships, ranging from $1,000 to $10,000, to 15 winners who demonstrate budding entrepreneurship and are taking the first steps toward financial independence while making a difference in their communities. Nominations are accepted from September to February each year."

Entries must be postmarked by or on February 26, 2010.

Another scholarship mentioned is the Glamour Top 10 College Women Competition, in which college juniors who have "excellent academic records, leadership experience on and off campus and inspiring goals." 10 winners will receive $3,000, in addition to being featured in the magazine and winning a trip to New York City to be recognized and to meet professional businesswoman.

Applications must be received by December 1, 2009.

There are several more scholarships for women of all ages. The article contains a link to each scholarship or opportunity.

Wednesday, October 28, 2009

$5,000 Education Matters Scholarship

"Education Matters" $5K Scholarship 2009
Amount: $5,000
Deadline: Oct. 31, 2009

You are required to create a profile at Not a bad deal, since has been touted by "Best of the Web" Review as "the best scholarship search engine we found." boasts "2.4 million scholarships worth over $14 billion."

You must be 13 year of age or older, a legal resident of the U.S. or the District of Columbia, be currently enrolled (or enrolled no later than the fall of 2014) in an accredited college or university, and submit a short written answer (250 words or less) to the question, “What would you say to someone who thinks education doesn’t matter, or that college is a waste of time and money?”

More information here:

Monday, October 26, 2009

VFW $30,000 Voice of Democracy competition & VFW $10,000 Patriot’s Pen Essay Contest

VFW $30,000 Voice of Democracy
Veterans of Foreign Wars (VFW) sponsors the Voice of Democracy completion, where students in grades 9th-12th can write and record a broadcast script on the 2009-2010 patriotic theme, “Does America Still Have Heroes?”
First place is $30,000.
State winners receive a free trip to Washington, D.C., and compete for $149,000 in scholarships—the total monies are more than $2.5 million.
Entry deadline is Nov. 1, 2009.
More information here:

VFW $10,000 Patriot’s Pen Essay Contest
VFW also sponsors this contest, in which 6th-8th graders can compete and write an essay on the 2009-2010 theme, "When is the Right Time to Honor Our Military Heroes?"
Students compete on the local, state, and national level. State winners compete for over $91,000 in U.S. Savings bonds.
The national winner receives a $10,000 U.S. Savings and a free trip to Washington, D.C.
Entry deadline is Nov. 1, 2009.
More information here:

VFW Teacher of the Year Program
VFW recognizes educators with its Teacher of the Year program, where three teachers will be chosen for “their outstanding commitment to teach Americanism and patriotism to their students.”
For more information about the VFW and its scholarship programs, check out the organization’s website:
Look for information about the Teacher of the Year programs on the top left of the page.
You will also find information about the VFW Scout of the Year Scholarship.

Friday, October 23, 2009 Billion in Merit-Based Aid is a website that promises to connect $11 Billion available in merit-based aid to the college you are thinking about attending.

You can look up scholarships for particular colleges you are interested in going to.

Also, if you create a profile, you can download a free "Save Money on College" ebook.

Tuesday, October 20, 2009

Crash the Doritos Superbowl Ad Contest –Become a Millionaire

Crash the Doritos Superbowl Ad Contest –Become a Millionaire

Deadline: Nov 9, 2009

Though this isn’t a scholarship, it is an opportunity.

Use your creative ability and intelligence to win the Doritos Crash the Superbowl Ad Contest.

You can win anywhere from $25,000 to $1 million. Yea, you read that right: $1,000,000.

Taken from the official rules: “CREATIVE ASSIGNMENT: Here's the setup for the biggest Crash ever. Get together your idea for a Doritos® brand Super Bowl XLIV commercial. Go for action-packed. Or go for funny. It's up to you. Then write it, shoot it and submit it.

Make it as one of the six finalists and win $25,000. Then, if America votes it in our Top 3 submissions, your video will be aired as a Doritos® brand commercial during Super Bowl XLIV.
But that's not it. If you get first place on the USA Today Ad Meter, we'll give you $1,000,000. Second wins $600,000, and third wins $400,000. If we take the Top 3, everyone gets another $1,000,000. Sound good? We thought so.

* The criteria for the USA Today Ad Meter is determined solely by USA Today, which is not affiliated with this promotion in any way.”

My advice. Read all the rules. Get creative. And tell me if you enter.

Main website:

Official Rules:


Friday, October 16, 2009

Be a Coca-Cola Scholar, or a Community College Coca-Cola Scholar

Coca-Cola Scholars Foundation gives out $3.4 million annually through its two programs, the Coca-Cola Scholars Program, open to high school seniors, and the Coca-Cola All-State Community College Academic Team Program, open to participating community college members.

Coca-Cola Scholars Program is open to seniors who meet eligibility requirements at the time of application. The deadline is before October 31, 2009.

From the webpage: “50 students are then designated as National Scholars and receive awards of $20,000 for college; 200 students are designated as Regional Scholars and receive awards of $10,000 for college. “

Eligibility requirements from webpage: “APPLICANTS MUST BE:
• CURRENT high school (or home-schooled) seniors attending school in the United States (or select DoD schools);
• U.S. Citizens; U.S. Nationals; U.S. Permanent Residents; Temporary Residents (in a legalization program); Refugees; Asylees; Cuban-Haitian Entrants; or Humanitarian Parolees;
• anticipating completion of high school diploma at the time of application;
• planning to pursue a degree at an accredited U.S. post-secondary institution;
• carrying a minimum 3.00 GPA at the end of their junior year of high school.”

To learn more about both programs, consult the Coca-Cola Scholars Foundation page:

Tuesday, October 13, 2009

Three Scholarships You Need to Know About

I learned about three scholarships administered by Scholarship America.

Scholarship America, according its website, "is the nation's largest non-profit, private-sector scholarship and educational support organization." It has distributed over $2 billion to almost 200 million students.

1. Vanguard Scholarship Program--Deadline: Nov. 29, 2009; up to $10,000

From website: "Merit-based scholarships of up to $10,000 to minority students pursuing studies in business, finance, economics, accounting, information technology or the liberal arts.

To be considered, the student must be a racial minority, be entering their senior year of undergraduate study in the fall of 2010, be enrolled full-time in a four-year accredited college or university in the United States, and have a minimum cumulative grade point average of 3.0 on a 4.0 scale. The student must be a U.S. citizen or lawful permanent resident of the United States."

2. Vanguard Women in Information Technology Scholarship Program--Deadline: Nov. 29, 2009; up to $8,000

From website: "Merit-based scholarships of up to $8,000 to female students studying computer science, computer engineering, Web design, or another IT-related field.

To be considered for the program, the applicant must be a female undergraduate entering their senior year of college in the fall of 2010, be enrolled full-time in a four-year accredited college or university in the United States, and have a minimum cumulative grade point average of 3.0 on a 4.0 scale. The student must be a U.S. Citizen or lawful permanent resident of the United States."

3. AXA Achievement Scholarship--Deadline: Dec. 15, 2009; $10,000-$25,000

From website: "Open to high school seniors who plan to enroll in a full-time undergraduate course of study at an accredited two- or four-year college or university. Applicants must be United States citizens or legal residents and must have demonstrated ambition and self-drive as evidenced by an outstanding achievement in a school, community, or workplace activity."

Links and more details about these opportunities can be found here:

Friday, October 2, 2009 Tech Quiz Sweepstakes, $1,500 is offering a $1,500 scholarship if you answer a 10 question technology quiz by October 7, 2009.

Also, if you take the quiz, will choose a random participant for a $2,500 scholarship.

You can find the quiz and information here:

You must have a profile created at I would suggest signing into Fastweb; then, click on the link above; then, take the quiz.

Wednesday, September 30, 2009

Two Possibilities--Deadline: Now!

I wanted to let you know about two opportunities whose deadline is either tonight or tomorrow.

1. Shout It Out Scholarship, five $1,000 scholarships; fill out a profile at and complete the application online, which involves answering the question, 250 maximum,

Deadline: Sept. 30, 2009; 11:59 pm EST

2. Accounting Doctoral Scholars Program, Deadline: Oct 1, 2009

From website: "Launched in 2008, the ADS program provides funding for up to 30 individuals each year, with a focus on those currently working in public accounting, to help them make a permanent transition to teaching and research in accounting at the university level. The funding supports application to doctoral programs in accounting and also provides an annual stipend of $30,000 up to four years of enrollment. Priority is given to those committed to teaching and research in audit and tax - the areas of greatest need. "

"Applicants to the program must be U.S. citizens and have three years of recent meaningful public accounting experience in auditing or tax. A full description of the program, complete eligibility requirements, application procedures and a current list of participating universities are available on line at The ADS Program application, for enrollment in an accounting doctoral program for fall 2010, will be available online June 1, 2009. The application deadline is Oct. 1, 2009. "

Wednesday, September 23, 2009

Shortage of Workers Cause Scholarships to Rise—Get on the Gravy Train!

There are not enough qualified workers to fill jobs that will soon be vacant.

Because current employees are retiring and the jobs they are vacating require some degree of specialization, many employers are finding that there are not enough current graduates to fill those positions.

FAA Needs to Recruit More Air Traffic Controllers

According to an article in USA Today, the Federal Aviation Administration (FAA) is hiring more air traffic controllers since many more are retiring than expected. Read the article here:

The FAA has decreased training from 3 years to 1 year for air traffic controllers by dividing the job responsibility held by one person into two positions. They are looking for people 31 and under.

To learn more about these jobs, click here:

To learn how to become an “air traffic control specialist,” find out what you need to do:

There are different paths if you are a U.S. citizen with prior experience, no experience, or enrolled in an Air Traffic Collegiate Training Initiative (AT-CTI) Program.

Not Enough Qualified Lab Folk

In my research of the coming workforce shortage, I discovered that there weren’t enough people in the “clinical laboratory workforce.” According to the American Society for Clinical Pathology (ASCP), “The U.S. Department of Health and Human Services reports that by 2012, 138,000 lab professionals will be needed, but fewer than 50,000 will be trained.”

Salaries range from $27,000 for phlebotomists to $70,000 for medical laboratory technician managers.

Read the full article here:

What is a phlebotomist? Don’t know. You can find out about this career and others on ASCP’s website:

ASCP also offers several scholarships:

Where Do My Passions Lie?

Don’t just seek a career because it pays well. Remember, it’s best to marry your passions and dreams to your vocation.

Dan Miller, author of 48 Days to the Work You Love, wrote about choosing a career and the new philosophy of job hunting in this article:

His website has many resources, including a podcast about careers and his books about career change: .

A book I find very useful by Dan Miller is the 48 Days to the Work You Love Workbook. I have a copy for myself and have bought some for friends:

Another famous book about making career choices is Richard Nelson Bolles’s What Color Is Your Parachute? You can either buy his book or check it out from the library. I would check in the index about informational interviewing, or the PIE process.

Bolles's website contains information about the job hunting process, including quizzes you can take online for free to determine interests:

Also, if you are currently an employee, sometimes Human Resources may offer career assessments to determine your interests and skills and inform you about possible careers you don’t know about.

If you are a student in high school or college, some career assessment and advising may be available. Take advantage of these programs if they are offered. Career assessment can sometimes cost hundreds of dollars if done privately.

Free career advice and assessment can also be found at One Stop Career Centers, located all over the country and administered by the U.S. Department of Labor. Here you can find a One Stop Career Center near you:

Wednesday, September 9, 2009

The Deadline Has Passed--What Do I Do?

When I am researching scholarships and internships on the Internet, I come across several where the deadline has passed.

Here are a few I have come across:


Rotary World Peace Fellows


Talbots Women’s Scholarship Fund

Associate Scholarship Fund(For Children of Talbots, Inc. Associates)

Most of the time, these fellowships and/or scholarships will post information later in the year for programs in 2010, but the information may be posted in fall 2009.

For example, the Talbots Women's Scholarship Fund offers scholarships to women looking to pursue a college education later in life. In 2009, six women each received a $10,000 scholarship and 60 women each received a $1,000 scholarship.

More information from the website: "The Talbots Women’s Scholarship Fund is open to U.S. and Canadian residents. All applicants must be seeking an undergraduate degree from an accredited two- or four-year college or university or vocational-technical school. Scholarship awards are based primarily on financial need and previous achievements for women who earned their high school diploma or GED at least 10 years ago."

While the deadline was January 2, 2009, information should be posted this fall.

Make a note somewhere (in a calendar) to check back. Include this link in your favorites. Or use a web program like Evernote found at to save the information (I'm experimenting with this one currently).

Thursday, September 3, 2009

Credit Cards Targeting Students this Fall

According to Consumers Union, the nonprofit publisher of Consumer Reports, credit card companies are targeting college students this fall before reform enacted by Congress can take place.

From the website, "Make sure your student and others you know have the facts about easy credit. The average undergrad carries a $3,170 balance, and can face interest rates up to 35 percent if they miss a payment. A mistake made at 18 can stay on their credit report until they are 25 hurting their chances at renting an apartment or buying a car."

Go back and read that paragraph. Let the information sink in. One missed payment can result in interest rates up to 35 percent.

I have known some students who have had to quit school in order to pay off their credit cards.

Here's the kicker: if they fell behind on payments, then that credit report could keep them from getting higher paying jobs. Employers routinely pull credit reports to see if people will be responsible employees.

Check out the article, other resources, and the "Money Mom Care Package" at this website:

Sunday, August 30, 2009

Want to Go to School and Have No Paycheck? Here's Some Help!

If you want to go to school but have no paycheck because you have recently lost your job, then you should read this New York Times article by Tara Siegel Bernard, "How to Bear the Tuition Burden Without a Paycheck":

There are several links within the article that are worth exploring.

One such link is , which collects all financial information and other opportunities for unemployed workers.

A friend also told me about a program that pays 65% of your COBRA premium while you are unemployed.

On the website, "The premium reduction applies to periods of health coverage beginning on or after February 17, 2009 and lasts for up to nine months for those eligible for COBRA during the period beginning September 1, 2008 and ending December 31, 2009 due to an involuntary termination of employment that occurred during that period."

For more information on this program,

Some more information I found:

I hope you find these links helpful and a good starting point, but answering questions about COBRA and medical extensions is beyond the scope of this blog.

Thursday, August 27, 2009

3 Scholarships Offered by $7,000

In the next five months, will be offering three separate scholarships, each requiring less time than two hours to complete.

Shout It Out Scholarships 2009
Amount: $1,000
Deadline: Sept. 30, 2009

"Education Matters" $5K Scholarship 2009
Amount: $5,000
Deadline: Oct. 31, 2009

"Top Ten List" Scholarship 2009
Amount: $1,000
Deadline: Dec. 31, 2009

For more information, explore the guidelines here:

All of these scholarship applications require you create a profile at Not a bad deal, since has bee touted by "Best of the Web" Review as "the best scholarship search engine we found." boasts "2.4 million scholarships worth over $14 billion."

If you have completed a scholarship profile at and , it wouldn't hurt to complete one at .

Wednesday, August 26, 2009

40+ Ebook, Using Google and RSS Feeds to Find Scholarships

Very short post today.

I wanted to alert you to a 40+ page ebook about how to use such tools as google and RSS feeds to help you find scholarship money.

The ebook is downloadable here:

If you find the ebook useful, tell me your experience in the comments.

Monday, August 17, 2009

Get Started by Entering Competitions—Essays and Songs, Oh My!

I recently picked up Louise Doughty’s book, A Novel in a Year: from First Page to Last in 52 Weeks :

In the introduction, she wrote that she got her start by entering a literary competition.
There are two competitions I want to bring to your attention. Winning them would be like winning scholarships.

1. Life Lessons Essay contest--$3,000 prize

The magazine, REAL SIMPLE, has a yearly Essay Contest.

The top prize is $3,000, essay published in REAL SIMPLE, round-trip tickets for two to New York City, and more.

The deadline is Sept. 7, 2009, and there is no entry fee.

Details here:

2. NSAI Song Contest presented by CMT

The Nashville Songwriters Association International (NSAI) sponsors this songwriting competition.

Whoever wins the Grand Prize will get a 90 minute mentoring session with Jewel, your song pitched to music industry executives, and a three-day trip to Nashville.

There are more prizes and possibilities.

Details here:

Read all official rules.

The entry cost is $35 per song for NSAI members and $45 per song for all non-NSAI members.

Deadline to submit your song is October 31, 2009.

Friday, August 14, 2009

Why I Deserve A Scholarship Video Contest, $2500, Deadline: Sept 7, 2009

The second leg of FastWeb’s Scholarship Triathlon is on. Why I Deserve a Scholarship Video Contest runs from August 1-September 7, 2009.

Details here:

The Grand Prize is $2,500.

Also, one voter will get $1,000 for voting in this competition.

Some information from the official rules: “To enter, submit a 1-3 minute video describing/showing/depicting “Why you deserve a scholarship”. Video must be no more than one to three minutes in length, in a compressed Quicktime, Flash or Windows Media format. Entries must include a title and description for your video."

Read all rules. Also read about Leg 3 and Leg 4 of the Scholarship Triathlon:

Wednesday, August 5, 2009

Mine university websites for scholarships and Muhammad Yunus

When you begin searching for scholarships, you can find all kinds of information about scholarships in the strangest places.

I found the following list of scholarships on the Theatre and Dance departmental website for Winthrop University:

There are over 10 pages of scholarships with deadlines dating from August 1, 2009 – July 31, 2010.

Two of these scholarships are the

Maureen V. O'Donnell/Eunice E.Kraft Teacher Training Scholarships, deadline Dec. 1, 2009, with scholarships for people interested in teaching Latin;

John F. Kennedy Center for the Performing Arts Management Internships, deadline Oct. 25, 2009, with internships for college junior and seniors, graduated students, and recently graduated students who are interested in beginning careers in performing arts management and/or arts education.

This list is worth exploring at length.

The university website is Winthrop University:

Muhammad Yunus, Education into Action

Education is more than just ideas, but ideas put into action. Muhammad Yunus, the 2006 Nobel Peace Prize Winner, is a graduate of Vanderbilt University. He taught for three years at Middle Tennessee State University. He saw poverty in his native Bangladesh, and he started to see a different way to approach the problem of poverty by using microloans.

Listen to this podcast when the 2006 Nobel Peace Prize winner Muhammad Yunus delivers the Vanderbilt Senior Class Day address

His website is

Wednesday, July 29, 2009

Xeric Foundation--Self-Publishing Comic Book Creators--up to $5,000

The Xeric Foundation was founded by Peter A. Laird, best known for creating the Teenage Mutant Ninja Turtles. According to Xeric Foundation's website, "The Xeric Foundation has awarded in excess of $2,000,000 to comic book creators and non-profit organizations since its first grant cycle in September 1992."

Peter Laird's foundation helps to fund self-published comic books. If you're interested in art or graphic novels, then you might want to check out the information.

Grants usually don't exceed $5,000 and the next grant deadline is September 30, 2009.

In searching for this grant, I found the following scholarship, The Jay Kennedy Memorial Scholarship, open to college students in the U.S., Canada, or Mexico in their Junior and Senior academic year. You send 5 examples of your cartooning artwork. The deadline was February 9, 2009; even though the deadline has passed, you can created a file for such scholarships or bookmark the website.

Then, the next time December 2009 comes around, you can see whether the website has been updated with information for 2010.

Many people will claim that people should be practical and get a practical job, but such grants and scholarships above are given to encourage people to follow their dreams.

Schools often test and emphasize linguistic and logical-mathematical intelligences, failing to encourage other intelligences, such as spatial (artistic) or musical intelligence. (For an explanation of Howard Gardner and his theory of multiple intelligences, you can check out these two websites: and )

What got me on this kick anyway?

I've been relistening to Brian Tracy's The Ultimate Goals Program on audio tapes. The lettering in white on those tapes is smearing and hard to read.

Anyway, Tracy mentioned Howard Gardner and multiple intelligences, and the point above is a paraphrase of one of Tracy's points. And I remembered that I had seen something about the Xeric Foundation and its grants to self-published comic book publishers when I was checking out Foundation Grants to Individuals, which I found in the Nashville Public Library.

This blog entry has gotten too long.

Other resources mentioned in this entry.

Brian Tracy's Ultimate Goals Program:
Brian Tracy's book about Goals, Goals!:

Foundation Grants to Individuals, published by the Foundation Center, and found in "funding information libraries" around the country. See if such a library is close to you:

Friday, July 24, 2009

Scholarship Deadlines Approach--$25,500 Potential Money

Over the last two months, I have written several posts about scholarships and opportunities. The deadlines are approaching, so I thought I would list the most current scholarship deadlines along with the money amounts.
HowCast How-To Video Challenge
Amount: $2,000 Deadline: July 28, 2009
FastWeb's World Shortest Essay Contest
Amount: $1,500 Deadline: July 31, 2009
Scholarships.Com's Resolve to Evolve Essay Scholarship
Amount: $1,000 Deadline: July 31, 2009
Gen and Kelly Tanabe $1,000 Scholarship
Amount: $1,000 Deadline: July 31, 2009
Tea Council of the USA's Benefits of Tea Video Competition
Amount: $15,000 Deadline: Aug 2, 2009
Dr. Seuss's 2010 Oh! The Places You'll Go! College Scholarship Program
Amount: $5,000 Deadline: Feb 15, 2010

Actually, FastWeb's Shortest Essay Contest is most likely the easiest to complete. Second easiest would be Gen and Kelly Tanabe's $1,000 Scholarship.

Next level of difficulty would be Tea Council of the USA's Benefits of Tea Video Competition, but we're talking about 1 hour of research and maybe 5 hours or less creating a 1-2 minute video.

The HowCast How-To Video Challenge may take more time, but if you know your subject well and you have the equipment (or borrow the equipment from a friend), this may not be that difficult.

The Resolve to Evolve Essay Scholarship may take more time.

Dr. Seuss's Oh! The Places You'll Go! Scholarship Program is only open to 12th grade high school students graduating spring 2010, age 21 years or under, but if you qualify, you can check that out in August.

Monday, July 20, 2009

Financial Aid for Students Guide, Congressional Research Service

The Congressional Research Service (CRS) works for the United States Congress and supplies policy and legal analysis to members, regardless of party affiliation.

Anyway, the CRS compiled a Financial Aid for Students Guide, updated March 2009. A very thorough source:

Now, here is where a little intuitive web searching can come into play. Your scholarship and internship guru decided to google Congressional Research Service. Of course, there were several opportunities for internships on their website.
Student Diversity Internship Program
One program I looked at had a deadline of July 31, 2009; one deadline had already passed; you will have to check the deadlines of the various programs.
Law Recruit Program
Presidential Management Fellows Program at CRS

Wednesday, July 15, 2009

HowCast How-To Video Challenge--$2,000 Opportunity

I just found out about the Howcast How-To Video Challenge.

First prize is $2,000. Deadline is Tuesday, July 28, 2009.

Information here:

Tuesday, July 14, 2009

$9,000 FastWeb's Scholarship Triathalon; $1,500 in July

FastWeb is sponsoring scholarships from July-October 7, 2009.

The first leg is the world's shortest essay contest, where you submit an essay by email with a maximum of 140 characters.

You will answer one of the following questions (from the website):

"To enter write a short essay (not to exceed 140 characters in length) on one (1) of the following topics:

Option 1: The best way you have used technology to your advantage in school in the past year.
Option 2: How do you think technology will impact your college career? "

The deadline for entries is July 31, 2009.

The grand prize is $1,500 and you will automatically be entered into the Grand Prize Sweepstakes for $2,500 in October.

Read the information and official rules here:

Friday, July 10, 2009

$1,500 Video Contest, Deadline: July 15, 2009

I just read about this video contest worth $1,500 on the Scholarship Spotlight on

What Can YOU Do? Video Contest is open to everybody, regardless of age, and asks you "to make a video on best practices within the workplace that allow every employee the opportunity to contribute, specifically fellow co-workers with a disability." (taken from article)

More info here:

For those under 18, you must submit parental consent along with the video.

Deadline is July 15, 2009. Scholarships--Yes, there is a Santa Claus, Virginia

On Monday, I posted how has five $1,000 scholarships to those who enter the website's Resolve to Evolve Essay competition. also offers "Fund Your Future" College Scholarships worth a $1,000 each. Some of the areas are art, business, computer science, cooking, education, English, engineering, just to name a few.

From the website: "The 'Fund Your Future' Area of Study College Scholarships are based on just a handful of criteria- citizenship, study major, and year of attendance. That's it!"

You have to attend undergraduate school in the coming year. However, if you create a profile at , then your eligibility will automatically be noted in your results.

For all the areas of study covered (several areas, such as computer science, has several subareas) and the complete information, you can click here:

Monday, July 6, 2009

Resolve to Evolve Essay Scholarship--5 $1,000 Scholarships--Deadline: July 31, 2009

The web site,, is holding a Resolve to Evolve Essay Scholarship. The website is giving away five $1,000 scholarships, but your completed entry must be postmarked by July 31, 2009.

You must be a U.S. citizen, registered user of, and meet one of the following criteria: "Applicant must be a currently enrolled full-time undergraduate or a full or part-time graduate or non-traditional/returning student who will be enrolled at a U.S. Department of Education accredited college, university or vocational school at the time the prize is awarded. Graduate and non-traditional/returning students may be enrolled part-time. Must be age 19 or older to apply. Proof of enrollment required."

Be sure to read all information and complete the entry process. It's very involved, but if you do all the work, that just increases your chances of winning.

Here is the information:

You will be offered several free offers: look them over and decide if you wish to sign up for them. However, you don't have to sign up for them in order to qualify.

Sunday, June 28, 2009

Write for Dr. Seuss-Get $5,000 for Your Efforts

The 2010 Oh! The Places You'll Go! College Scholarship Program is open to 12th grade high school students graduating spring 2010, age 21 years or under.

There is one scholarship awarded of $5,000.

You must answer the following essay question: "Dr. Seuss's Oh, the Places You'll Go! delivers an important message about the chances and the troubles that life presents. Thinking about the book, Oh, The Places You'll Go!, what kinds of opportunities and challenges do you think your education will present in the future?"

Full details here:

Monday, June 22, 2009

Let Mickey Mouse Show You the Way!--Disney/ABC Writing Fellowship

From May 1-July 1, 2009, Disney/ABC Television is accepting submissions for the 2010 Disney / ABC Television Writing Fellowship.

You can earn $50,000 as a writer for a year.

Read the details here:

Also included on this page are more opportunities for writers, directors, actors and production people.

Sunday, June 14, 2009

$10,000 Scholarship Giveaway Ends June 15, 2009

At Free College Scholarships, you can fill out information and possibly win $10,000. The deadline this month is June 15, 2009, so if you fill out the information today before midnight, you will have a chance this month.

You have to be 18 years old to enter. Also, when you go through the form, you are required to "visit all our free offers," though you are under no obligation to accept the free information.

Once again, this is why I suggest you create a separate email account just for scholarships. The site is registered with the Better Business Bureau and is legit. The reason why Free College Scholarships can exist is because they advertise to students, and thus you must realize that you are being advertised to.

Here is the link:

In addition, you can sign up for this scholarship and give the money away to someone who wants to further his or her education.

The money can be used for any education opportunity. It's good to study the Frequently Asked Questions:

Here you get a sense of how to proceed through the registration. You must view all educational offers, but "you may either request information or simply click 'Next School'"

You are done with the registration when you reach the last page that says "Thank you."

You should also get an email confirmation.

After going through the process and receiving the "Thank you," you might also been sent to another website. You can click on the X in the corner of the web browser if you don't want to read the material.

Tuesday, June 9, 2009

Three Scholarships to Pay Your Way . . . and Parents Can Help You Too!

Gen and Kelly Tanabe are two experts I recommend to help you finance your college education at little or no cost. Acquiring more than $100,000 to go to Harvard and author of such books as The Ultimate Scholarship Book 2009 and 1001 Ways to Pay for College, Gen and Kelly Tanabe offer two scholarships from the profits they make from their books.

The first scholarship is for parents who want to help their children finance college. Gen and Kelly Tanabe offer a $1000 Parent Scholarship! Parents of current high school students or college students can apply. The application deadline is June 15, 2009.

Click here for more information:

The second scholarship is the Gen and Kelly Tanabe $1,000 Scholarship for students. Students can be any age, from high school (9th-12th grade), college, or graduate school. You must also be a legal resident of the United States.

The application deadline is July 31, 2009, and you must include a 250-word short answer where you write an essay on the topic of your choice.

For application to this scholarship, click on this link:

Gen and Kelly Tanabe maintain a website that offers resources to help you in your search for money and a free database of scholarships to search at their website,

The third scholarship is offered by is giving away five $1,000 scholarships if you answer the following question in 250 words or less, “What one event or moment from your school years would you ‘do over’ and why?” and complete a scholarship profile.

Anyone who is 13 years or older, a legal resident of the United States, and is currently enrolled or will be enrolled in an accredited college by 2014 is eligible. Deadline for this scholarship is June 30, 2009.

Full details can be found at

Thursday, June 4, 2009

Fifteen Thousand Dollars for Thee; Yes, If You Drink Tea

The Tea Council of the USA is sponsoring a $15,000 national scholarship competition in which you "create a 1-2 minute homemade Internet video about the health benefits of drinking tea."

The contest is open to legal residents of the United States and Puerto Rico; you must be at least 16 by July 1, 2009.

All entries must be received by August 2, 2009.

For more information, click here:

Study the web site, read the complete contest rules; get out there and be creative, and you may be $15,000 closer to your goal of financing your college education for little or no debt.

Friday, May 8, 2009

Scholarships for the Aspiring Auto Mechanic or Spy, and a little Hope for the Rest

For all those aspiring auto mechanics or spies, and for the rest of you, there is Hope.

Check out what I found for you.

1. Eric Medlen Outperformers Scholarship Program, Deadline: before May 31, 2009

These scholarships are for those "aspiring auto techs, ages 16-25 . . . [who want] to pursue education in the automotive field." Grand Prize is $10,000, First Prize is $5,000, and Second Prize is $2,500.

You must complete the form and a 500 word essay question.

Details here:

2. Undergraduate Scholarship Program at the CIA, applications accepted July 15-Nov. 1, 2009

Yes, you can be a spy of sorts. The Central Intelligence Agency of the United States has an undergraduate program. Applications for this program are accepted from July 15 - November 1.

From the website: "If you are a high school senior planning to enroll in a 4-or 5-year college program, or you are a college sophomore enrolled in a 4-or 5-year college program, who is looking for career experience in a dynamic environment, apply to the CIA's Undergraduate Scholar Program and contribute to the work of the nation before you graduate."

Details here:

And just because I like you, one more scholarship opportunity.

3. Hope Initiative Scholarships, Deadline: May 31, 2009

Several scholarships are given away in this program.

Four scholarships for any high school or college students nationwide

Four scholarships for high school or college students of Vietnamese descent in the greater Houston area

Two scholarship for high school seniors who attended the 2008 Rice University College Leadership Workshop

Details here:

Secret Hint: As I mentioned before, if you want to find other scholarships with a May deadline, you can type into the search field of, scholarships May 31.

Too lazy to do it yourself, click here:

Explore and see what you find. Tell me what you find.

Good hunting.

Sunday, May 3, 2009

Odd Scholarships--How Not To Be A Turkey!

Kelly Tanabe discusses odd scholarships and other helpful hints to help you win money for school.

Several of the scholarships noted in the story are

Top Turkey Contest Scholarship: Information about others who won here:

While Top Turkey Contest winners have already been announced, I bet you can keep an eye on this web site for a possible scholarship opportunity in 2010.

The Culinary Institute of America gives out several other scholarships and opportunities:

Two other odd scholarships noted are the

Unathletic award: Also known as Gertrude J. Deppen Scholarship.

Duct Tape Scholarship: Also known as Stuck at Prom® DUCK® Brand Duct Tape Scholarship Contest

To find out more about these scholarships plus other odd scholarships, check out list:

More listings about odd scholarships can be found here:

Extra note: Gen and Kelly Tanabe are two writers that I recommend as being top scholarship experts. Some of the titles of their books are 1001 Ways to Pay for College, 3rd ed; The Ultimate Scholarship Book 2009; Adult Students: A Painless Guide to Going Back to College, 2nd ed; Get Into Any College, 6th ed; and How to Write a Winning Scholarship Essay, 2nd ed.

You can check these books out at your bookstore or at your local library.

For a complete list of their books and other information to help plan for college, their website is worth exploring:

There is a free database of scholarships, grants, and contests.

Also, Gen and Kelly Tanabe offer a $1,000 Gen and Kelly Tanabe Scholarship. Information is available here:

Also, check out $1,000 Gen and Kelly Tanabe Parent Scholarship at

Wednesday, April 29, 2009

Scholarships for the Unemployed and the Young (14-24)

In this current economy, it's good to know that there are retraining opportunities available for people who are unemployed.

In Tennessee, WSMV recently reported how one worker, Alvin Phillips, who had recently been laid off may qualify for a $4,000 scholarship to go to college or a technical school.

Worker retraining programs are getting recent stimulus money, encouraging workers laid off to strengthen their skills or change careers, especially in fields like technology, health care, and transportation.

Story and video are here:

Money for this program are being administered through One Stop Career Centers. The one mentioned in the story, the Nashville Career Advancement Center, can be found here:

Besides money for training, there is also money for youth employment. For example, in Tennessee, there are 11,639 jobs available for disadvantaged youth between the ages of 14 and 24.

This chart reflects the money and general criteria for those who qualify:

What if you are not in Tennessee?

Your friendly neighborhood ScholarshipMan has done the heavy lifting.

Here is a news release from the US Department of Labor describing how about $3.5 billion will be used to "help Americans get back to work through the national network of One-Stop Career Centers":

To locate service centers in your state, I have pulled out the pertinent information from the article: "Americans can access these services through the national network of One-Stop Career Centers. To find a local One-Stop Career Center, visit or call 877-348-0502 or TTY 877-348-0501. Online resources to support job searches, career exploration and planning for education and training can be found at"

Please share this information with everybody you know.

Tuesday, April 28, 2009

April 30-May 1, 2009: Deadlines! Deadlines!

Several deadlines for scholarships and other opportunities are looming!

Here are a few you might want to learn about and enter.

1. 2009 Digital Media Sandbox Consortium Governor's Challege Academic Media Tournament, May 1, 2009, deadline

If you are a student or faculty member at one of the following institutions in Tennesseee, North Carolina, Virginia, or Texas, you can enter this competition. Here is a list of participating institutions:

Competition homepage:

Eligibility guidelines:


2. Co-Alliance Scholarship, April 30, 2009

Information here:

3. Google Scholarship 2009 administered by the United Negro College Fund (UNCF), April 30 deadline

Open to college juniors and seniors, college graduates, and graduate students who are enrolled in one of the following: computer engineering, computer science, electrical engineering, and software engineering. Potential of $10,000 scholarship at 2009-2010 academic year at participating schools (

Details here:

In researching this scholarship, I discovered that the UNCF also has a complete section for students, where you can explore other opportunities:

I knew about the first competition; the other two I typed into the search field at scholarships april 30 deadline. There are several more.

Click on the link below and find out what they are.

Once you click on the link above, notice the search terms I used in You can use similar terms for May, such as scholarships deadline May 15 or scholarships deadline May 30.

Here, then, is another trick to use in search of scholarships. Go to and type scholarships April May 2009 to learn about other scholarships.

Try several different tricks and tell me what you learn.

Tuesday, April 14, 2009

Several More Scholarship Resources

I have listed below several scholarship resources.

I have included some resources for getting through these difficult economic times: more resources to help pay necessities mean more money to go to school.

1. AARP Foundation and the AARP

AARP Foundation Back-to-School Financing Guide: A Financial Aid Guide Book for Midlife and Older Women Seeking Education and Training

The AARP Foundation also sponsors several helpful guides, including information about benefits for people 50 and over. The Benefits QuickLink is described this way on the website: "Last year, 90,000 adults in all 50 states used AARP's Benefits QuickLink to find financial help to cover the costs of groceries, utilities, health care, and medications."

These are internet resources on Aging.

2. Smart Money Article

Free Money for College: This article contains links to three scholarship databases: CollegeAnswer, FastWeb, and the College Board.

Also included in this article is a link to Scholarship America and its chapters that feature scholarships.

Only click on the orange links in this article.

The Scholarship America web site includes interesting resources.

Scholarship America is a highly rated charity which features many scholarships.

The Dollars for Scholars Program of Scholarship America--you can research which states have chapters.

Available Scholarships that Scholarship America administers.

Friday, April 3, 2009

Look for Solutions, Not Problems

A friend recently sent me a link to a Times article, "Colleges Face a Financial-Aid Crunch," that details the admissions process at one private college. Many students, due to the economic times, are not finding it as easily to get into college.

Since many colleges receive their funding from students' tuition, the loss of revenue can affect the programs at the college.

Here is the article:

After reading this article, I have to admit I got a sense of hopelessness. The article conveyed accurate and valuable information, but what I perceived from the article was doom and gloom.

What is important here is the word "perception." I may perceive something, but that perception is being filtered through my expectations, my values, my world view. Perception is not reality.

Many people are having a difficult time finding money to pay for college. Many people who used to finance their way through college did so by loans, and now those loans are not as available.

The problem of not getting easy loans can become an opportunity. Some statistics about students and debt:

  • From 2001-2007, an estimated 60% of bachelor's degree recipients borrowed to fund their education.

  • From 2001-2007, average debt per bachelor's degree recipient increased from $10,600 to $12,400.

  • In 2007, nearly 2-out-of-3 college students reported having one credit card, with seniors in college having an average debt of $2,623 on their card.

More statistics about students and debt can be found here:

Now, for some solutions:

1. In this page of educational statistics about students and debt, I saw the following information:

According to 2008 study by the Institute for Corporate Productivity, 81% of organizations offer some kind of tuition assistance.

If you are employed, check out your human resources department and company's web site for information about tuition assistance for both you and/or your children.

Notice I said to do both. Sometimes one person in an organization (a person in the human resources department) will not know about all the possibilities. Ask, inquire, be positive and polite. Send thank you notes for all help you receive.

2. In the Times article, there is a link to College Confidential ( , a web community for college bound students, dealing with searching for college programs, financial aid, and the college admissions process.

Here you can find information and discuss topics that might interest you.

3. I learned from a financial aid book review by Dave Berry about Chris Vuturo, author of The Scholarship Advisor, Fifth Edition. This is the latest edition of the book he wrote.

Chris Vuturo got over $885,000 in aid award offers.

Berry writes that Chris Vuturo goes into detail about how to search for money: "For starters, there's information on more than 100,000 scholarships with a complete explanation of the scholarship application process. This includes sample essays and interview tips . . . Chris tells you how to organize your scholarship search, focusing on not-so-obvious sources such as employers, companies, and not-for-profit organizations."

Much like the other authors I recommend like Ben Kaplan, Marianne Ragins, and Gen and Kelly Tanabe, Chris Vutoro has actually found money for school and describes the process.

Chris Vuturo's latest book was published in 2002. What's important is the process, which you can duplicate in your search for money, not the publication date.

If you are looking for scholarships within this book, you will have to look for more up-to-date information about those scholarships using the Internet.

Chris Vutoro has some good advice in this 2009 article:

Thursday, March 26, 2009

$6,000 Dollars in Six Hours--Let Me Tell You How

Did that headline capture your attention?


Because it promised money for very little work.

Let me emphasize something about this blog and my new upcoming book, The SECRET Method to Winning the Scholarship Game: 50 Secrets for Financing Your College Education at Little or No Cost.

There is enough information and links here to get you started on your journey of financing your college education at little or no cost. But you have to start by taking the first step.

By March 31, 2009, you can write a 250 word response to a question and qualify for a $1,000 scholarship.

By April 30, 2009, you can create a profile at and write a 250 word response to another question and qualify for a $5,000 scholarship.

Begin your journey and set aside six hours for it.

Here is the information about these scholarships:

If you study other posts, there are deadlines approaching for other scholarships that you can apply for.

Ask me questions on posts, share information, because these will help others who read this blog.

The headline got you to read, but the next step is up to you. And it has always been up to you.

God speed you on your journey.

Wednesday, March 25, 2009

Let Congress Show You the Money!

Aren't you glad that you have your friendly, neighborhood ScholarshipMan to do the heavy lifting for you?

Anyway, I discovered a treasure trove of information about scholarships and internships are available on various Congresspeople's web sites.

1. Congresswoman Lucille Roybal-Allard has a wonderful students section:

Also on this web site she has compiled a Student Resource Guide (including scholarships, internships, fellowships, books, and websites). This resource guide has scholarships listed by monthly deadlines, spring deadlines, monthly deadlines, and no deadlines. This guide sent chills along my spine.

Here it is:

2. Congresswoman Corrine Brown has a section that lists scholarship and internship possibilities on her website:

Links to other possibilities are included here:

There is also a link to Federal Funds Express, a full list of grants and other funding opportunities:

Here is the section on Federal Funds Express that deals with Educational Resources for Students, Schools and Colleges:

3. Congressman Joe Baca has several resources on his congressional website, including many resources for Hispanic and Latino students:

On this website, I discovered that the Congressional Hispanic Caucus Institute has instituted need-based scholarships. You can go to the CHCI web site for these opportunities:

In looking over the CHCI website, I discovered another guide, 2008-2009 National Directory of Scholarships, Internships and Fellowships for Latino Youth. Here is a tinyurl link to that guide:

The document is a PDF document of 191 pages, 2.57 mb, so it might take a while to download.

In my upcoming book, The S.E.C.R.E.T. Method to Winning the Scholarship Game: 50 Secrets for Financing Your College Education at Little or No Cost, I will tell you how you can easily find more web sites like those above.

I might have to change the title to 51 or 52 Secrets.

Friday, March 20, 2009

Government Recovery--How it Can Help You!

If you are a parent of a student entering college or a student yourself, any time you can receive help paying mortgages or other expenses, you can put that extra money towards college.

Many people are having problems paying their mortgage,so you can go quickly to this web site to see if you can receive assistance:

I found this web site off of HUD's web site ( ; also you can get reliable foreclosure avoidance counseling locations:

Remember, I have mentioned this web site before; you can go to this web site, put your information in anonymously, and see what government programs you can apply to:

Matthew Lesko, the guy running around TV late at night wearing a question mark suit, says that much of the information he compiles comes from the Catalog of Federal Domestic Assistance:

To follow programs involved with the recovery act, you can check out this web site:

Your local library is a good place to also begin searching. Just ask your reference librarian if there is any information about whatever problem you're facing.

If you live in Nashville or Davidson County in Tennessee, you can check out this web site about housing assistance:

Wednesday, March 18, 2009

U.S. News and World Report E-Learning Guide

U.S. News and World Report has an E-Learning Guide, which explores distance learning, e-learning, and technology.

Here is the tinyurl:

A description taken from the web site: "U.S. News and World Report has gathered information from more than a thousand traditional and virtual universities. We have a searchable directory of graduate and undergraduate providers offering courses, certificates, and degrees via the Internet and other distance learning media."

This web site is definitely worth exploring before signing up for any distance education program.

Monday, March 16, 2009

No Sucker Left Behind--Avoiding College Rip-offs

I was in Borders on Sunday, and I came across a book by Marc Scheer, No Sucker Left Behind: Avoiding the Great College Rip-off. What a provocative title!

Several interesting endorsements are on the cover, including Seth Godin, internet marketer, and Janne O'Donnell, a member of the Board of Directors for Americans for Fairness in Lending, so I decided to do a little research. The paperback book costs about $19.95 at Borders, and $15.56 at

At Amazon, this book has several reviews, implying that the information was very good, describing the various "scams" and maneuvers that colleges use to encourage students to apply for school by taking out loans.

Many reviewers said that the title was misleading, and that the information was thoroughly researched. There are over 100 links to help in the college decision making process.

To get a taste of Marc Sheer's writing, you can check out his blog:

His most recent blog entry details "The Student Loan Scam."

Another interesting blog entry is a radio interview where he discusses how high schools and colleges can better assist students in career planning.

Also, on Amazon, I found a list of books Marc Sheer recommends that might also be helpful in your research:

You might disagree with some of his conclusions, but he seems to bring up some interesting issues that you might want to explore.

Once again, your helpful friendly ScholarshipMan is at your service!

Wednesday, March 11, 2009

Deadlines Are Approaching--Start a Scholarship Calendar

Start a Scholarship Calendar

If you have a word processing program such as Microsoft Word, you can often get templates for calendars, which you can then print out.

Another resource for calendars is ( Here is the direct link for calenders:

Basically, start putting due dates of scholarships on this calendar. Also put dates of when the FAFSA is due, as well as early admission deadlines for colleges you would like to attend.

Look through all the entries on the Scholarshipman blog and put the dates to scholarships you would like to apply for on your calendar.

Here are some coming up deadlines:


Community Foundation of Middle Tennessee—up to 60 scholarships, Deadline: March 16, 2009


Here is a list of scholarships and opportunities for high school students. Even if several of these award dates have passed, you can review the material and plan for next year.

For example, notice the deadline for Coca-Cola Scholarships is October 31 of your senior year. You can read and start planning for this, even as a sophomore.

The Prudential Spirit of Community Awards makes material available on its web site in September, the deadline being the last weekday in October. You can still read the material ahead of time and plan ahead.

The Yoshima Award is expanding its program, making its new material available in 2010. You can read ahead, seeing what you need to do to be nominated. Funds do not have to go toward college tuition.


Writing Rewards Competition—only open to students in a developmental writing class, Deadline: May 31, 2009

SuperCollege Essay—Deadline: July 31, 2009

4. is noted by Forbes to be one of the best scholarship search engines. will sponsor six scholarship programs in 2009, and they will award $30,000 in free scholarship money.

Some of these scholarships require a 250 word essay, and "US students who are 13 and up may be eligible to compete for these scholarships--high school students, college undergrads, grad school students, and adult learners are all invited to apply!"

The first competition is March 31 and requires a 250 word essay ($1000).

The second competition is April 30, requires you complete an online scholarship profile at, and write a 250 word essay on how $5,000 for education will make a difference in your life.

These both may take you up to 2 hours each, and the payoff is fantastic!

Break completing these scholarships into smaller steps.

For example, for the March 31 competition, you might break this down into these steps:

  • study web site, noting the rules and what you need to have to apply
  • create a profile at (required to submit essay)
  • spend 30 minutes making notes and writing response
  • look it over the next day
  • have an English instructor look it over and make suggestions
  • revise the essay
  • if I have time, let the same English instructor look it over
  • submit the essay online, double-spacing between paragraphs, paragraphs single space
You can then put these steps into your calender, making sure you follow through with the process.

Wednesday, March 4, 2009

AARP Foundation Women's Scholarship Program--Deadline: March 31, 2009

AARP Foundation Women's Scholarship Program is for women who are 40 or over, demonstrate financial need, and enroll in an accredited institution within 6 months of the scholarship award date.

More information here: